There are a number of different credit card processing systems available for the iPhone and if you are a small business looking to begin taking credit card via an iPhone Intuit’s GoPayment is worth considering.
Launched last month the new GoPayment iPhone credit card processing system provides you with a free card reader dongle that plugs into the headphone port of the iPhone. When credit cards are then swiped and the accompanying app running on the smartphone submits the payment to Intuit for real-time processing.
The low volume package offers small businesses a free reader and no monthly fee, but with payments in the form of a percentage of the sale.
Swiped cards have a 2.7% fee, entered or non-qualified transactions have a 3.7% fee, and both are hit with a 15 cent per transaction fee as well. People with over $1000 monthly card volume can pay a $12.95 monthly fee and get 1.5% swiped transaction or 2.7% keyed with 3.7% for non-qualified transactions like corporate sales. The per transaction fee is 30 cents on this plan. Up to 50 users can use a single account making it great for field service businesses.
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