Adrian Flux is the first insurance company in the UK to launch car insurance for driverless cars and the policy is designed to cover vehicles like the Tesla Model S and other cars which feature some self driving technology.
The policy is apparently designed to make sure you are covered in the event of an accident when the technology is at fault and not the driver.
This is the 64-million-dollar question! In terms of deciding who or what is responsible if there’s an accident or collision, this will depend on a number of factors, as it would for existing cars: the condition of the car, the driver’s awareness and abilities at the time, road conditions, other vehicles or people involved and so on.
If, for instance, the car’s driverless technology or its supporting systems are shown to have failed or caused some other disruption resulting in an accident, collision or other type of damage, the driver may not bear any responsibility.
The way we’ve designed our driverless car policy means that the driver will always need to be able to take control of the car at any point in their journey. So a driver couldn’t turn on the autopilot and have a nap at the wheel.
The owner will always need to maintain their car, as they would any other vehicle. They’ll need to make sure any updates from manufacturers or other relevant parties are promptly installed, although they’ll be covered if that isn’t the case for the first 24 hours.
You can find out more details about the UK’s first insurance policy designed for self driving cars at the link below.
Source Adrian Flux