This quick guide will show you how to set up Apple Pay within your Apple ID Wallet, allowing you to wirelessly pay using your preferred Apple device. When you purchase a new iPhone or iPad, Apple will guide you through adding a payment card during setup, but if you skipped this section, setting up Apple Pay is just as easy afterwards.
Apple Pay, the tech giant’s mobile payment services, first hit the scene back in 2014, debuting in the United States. Since then, it has expanded globally and is now compatible with Apple’s array of devices, including mobile phones, watches, tablets, and computers. This versatile payment platform allows users to seamlessly buy an extensive range of products and services online. If you haven’t yet jumped on the Apple Pay bandwagon for online and brick-and-mortar shopping, it might be worth considering.
Apple Pay provides a simpler method of payment than using physical credit cards, debit cards or store cards and securely holds your payment details in the Apple Wallet application on your devices under your ID. Apple Pay can make secure payments in stores, in applications and on the Internet at websites that support Apple Pay.
The relatively new payment service from Apple is becoming more and more popular and a great alternative to other payment services such as PayPal, which currently makes you jump around from one place to another before you can make payment. If you would like to pay for your goods and services wirelessly using Apple Pay on your iPhone, iPad, Apple Watch or Mac and haven’t yet setup the service follow the instructions below.
Set up Apple Pay on iPhone
If you are interested in using Apple’s relatively new payment system to purchase items both in stores and online using your iPhone, Apple Watch or Mac computer you’ll be pleased to know that it is very easy to set up and allows you to add a variety of different debit and credit cards to your wallet. Conveniently making them available for those everyday and special purchases wherever you may be.
1. Open the Wallet app on your iPhone and press the Add button
2. Select whether you would like to add a Debit or Credit Card or select Previous Cards to add a card that you have used previously, and then press Continue
3. Follow the setup instructions provided by Apple on-screen and then verify your information with your bank or card issuer. It is worth noting that they might ask you to provide more information or download an application before approving your card for use with the Apple Pay service.
4. Once you have added a card to your wallet if you have an Apple Watch paired with your Apple account it will also be automatically added to your watch for convenience.
How to pay for goods
Apple Pay allows you to quickly double-click your iPhone or Apple Watch “Power” button to make a payment. Clean and simple as you would expect from Apple. The payment system uses using near field communication (NFC) wireless from your wearable and mobile devices if you are physically standing in the store.
If you are surfing web you can make a purchase simply by pressing button, similar to the ones below on a website when using your Mac computer, iPhone or iPad to make payment. If you have inadvertently forgotten your Apple account login details you may be interested in our quick guide on how to find Apple ID logins which also provides details on how you can ask Apple to remind you using their automated online form.
If you already have debit cards or credit cards associated with your Apple ID your cards should be listed in your Apple Wallet. You can access this by double clicking the “Power” button on the right side of more recent iPhone devices. Once opened, your Wallet allows you to scroll through all your payments and store cards at leisure, enabling you to select the one you would like to use for a wireless payment, perhaps in the store or at a physical wireless payment terminal.
If you haven’t yet setup any cards and your Apple wallet is empty to add a new payment method, you will need to sign in with your Apple ID. Once you’ve done this, enter the payment details from your card as requested by the Wallet app or simply scan the credit card using your iPhone’s camera. Sometimes this will work perfectly, but with some providers you will need to enter the details manually.
As well as adding payment details to your Apple Wallet, you can also enter Transit Cards by simply entering the card name or location and strolling down to see the transit cards available in your area.
Default payment method
The first credit card or debit card you add to your Wallet automatically becomes your default card for payments. If you would like to change this, simply enter your wallet and rank your desired credit card or debit card to the top of the stack to make it the default payment method. To drag a card in your Wallet app simply touch and hold the card and then drag it to the front/top of the stack. This method allows you to shuffle and rearrange your cards as desired.
Apple Pay first launched back in 2014 throughout the United States and has been slowly rolling out to markets around the world. Apple Pay is now available to use in : Armenia, Israel, Palestine, Azerbaijan, Bahrain, the United Kingdom, Taiwan, Canada, Australia, Brazil, Mexico, Colombia, Costa Rica, the United Arab Emirates, Saudi Arabia, Qatar, Russia, Ukraine, Kazakhstan, China, New Zealand, Singapore, Hong Kong, Japan, Macau, Georgia, Belarus, Montenegro, Serbia, South Africa, and all countries in the European Economic Area (EEA).
Apple Wallet will accept payment cards from your country specific bank and Visa, MasterCard, Maestro, Discover and American Express. For more information on using Apple Pay jump over to the official support website or book an appointment with an Apple Genius Bar representative to help with any issues you may have setting up Apple Pay on your iPhone.
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